As the “Liquidator” of the failed bank, KDIC pays insured deposits up to the insured limit. After paying the insured deposits, KDIC assumes the task of recoveries, realizing viable assets of the failed bank and settling its debts, including claims for excess of the insured limit. As at 30th June 2016, Kshs. 9,027.38m had been declared to Depositors and Creditors of institutions in liquidation.

Currently Trust Bank Ltd. (I.L.) is paying out a 6th liquidation dividend to its Depositors and Creditors. The one year payment period commenced on 2nd December 2016.